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Home > Do you REALLY Want To Be Debt Free?

Do you REALLY Want To Be Debt Free?

May 18th, 2011 at 11:57 am

The original post can be found here: Debt Free

Do you want to be debt free? Of course you do. Otherwise you wouldn’t be reading this. You want to be debt free….your friends, your neighbor, your pastor, your parents and millions of other Americans want to be debt free.

But why? I’m not asking why other people want it, or why you should want it? Why do you want it?

What is your motivation for paying off your debt? You need to know, because it will take hard work, sacrifice and intense teeth-clenching determination to climb this hill. We’re talking about Rocky Balboa training to fight the big Russian…the Little Engine That Could climbing the steep hill…this is an uphill battle!! Broke people all around will make fun of you. Your family will think you’ve lost your mind. Your friends may think you’ve joined a cult. Becoming debt free is not easy! And if you don’t know why you want this, you’ll never be able to achieve it.

So close your eyes for a moment and think about what your motivation is. What will you be able to do in life if you pay off your debt? How will life be different? How will life be better?

For some people, their motivation is their children. You want to pay for your kids’ college or wedding. You want to leave your children an inheritance when you pass from this life. You want to help your children buy their first home.

Others are motivated by the desire to pursue their life’s passion and their true calling. Too many people are stuck in jobs they hate because they have to make huge monthly payments on their debt. Maybe your dream is to open a business. Maybe you have been called to ministry, to be a missionary or to work for a charity organization.

Some people are motivated by the desire to adopt children… to travel…to retire comfortably…to care for aging parents…to be a stay-at-home mom/dad.

Everyone’s motivation is different. But YOU have to know why YOU want to be debt free!

Will it be easy? – NO!
Is it hard work? - YES!
Will you have to make sacrifices? – YES!
Is it worth it? It was for us. But you have to decide for yourself.

For you…for your family…for your goals…for your dreams…for your future…is it worth it?

If it is…what are you waiting for?

Yours In Freedom,


**If we can help you meet your goal of becoming debt free, contact us today to schedule a Free 30-minute consultation.

4 Responses to “Do you REALLY Want To Be Debt Free?”

  1. LuckyRobin Says:

    I know for me I am just so tired of being under the thumb of credit card companies. I want the security that comes with not having debt like that hanging over our heads. And we would be able to save half my husband's income as well as travel much more.

  2. clintdavis Says:

    I hear you, Robin. "The borrower is servant to the lender." It helps a lot to keep the prize in mind....why are you fighting, why are you sacrificing, what's it all for?

    May I ask, what are you doing right now to make that goal a reality?

    Thanks for the comment!

  3. LuckyRobin Says:

    Most months we are paying $4500 to debt and $500 on our car payment. These next two months will have $1000 to $1500 a month or so of that amount going to pay our medical deductible and my son's tonsil surgery. The last credit card should be paid off by the end of the year. The car by June of next year. Possibly sooner. I'll review everything when the credit card is paid off. I know in January we'll need to set aside $2500 for the deductible and then everything else will go to paying the car off.

  4. clintdavis Says:

    Good Job Robin. You guys are crushing it! Keep it up. Let me know if there's anything I can do to help you guys stay on track. Thanks for sharing!

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