Occasionally, some well-intentioned soul makes the argument that having an emergency fund or planning for retirement means that you’re “a pessimist” or that you “don’t have enough faith,” and you “just need to trust God more.” Now I can appreciate people’s varying points of view. But there are times that I just want to say “ARE YOU KIDDING ME?” Of course I don’t actually yell at them…that would be rude…but I do think it.
With all my heart, I want you to be debt free and prepared for the future, which includes a 3-6 month emergency fund and a solid retirement plan. Would that mean you don’t have enough faith or that you’re a worry-wart? I don’t think so!
Consider this famous story from Aesop’s Fables, circa 600 B.C. You may have read it before, but its’ wisdom is worth revisiting. You may remember that Aesop also gave us the morals of such stories as The Boy Who Cried Wolf and The Tortoise and the Hare. I think he was on to something!
In a field one summer's day a Grasshopper was hopping about, chirping and singing to its heart's content. An Ant passed by, bearing along with great toil an ear of corn he was taking to the nest.
"Why not come and chat with me," said the Grasshopper, "instead of toiling and moiling in that way?"
"I am helping to lay up food for the winter," said the Ant, "and recommend you to do the same."
"Why bother about winter?" said the Grasshopper; we have got plenty of food at present." But the Ant went on its way and continued its toil.
When the winter came the Grasshopper found itself dying of hunger, while it saw the ants distributing, every day, corn and grain from the stores they had collected in the summer.
Then the Grasshopper knew...
It is best to prepare for the days of necessity.
Of course, this concept of preparing for the future goes back even farther. Consider the words of the wise King Solomon, circa 1,000 B.C.:
Go watch the ants, you lazy person.
Watch what they do and be wise.
Ants have no commander,
no leader or ruler,
but they store up food in the summer
and gather their supplies at harvest.
The moral of the story:
Become debt free, stay debt free, save up a 3-6 month emergency fund and plan for future expenses and your retirement. That’s just good ol’ common sense!
Yours In Freedom,
The original post can be found here: Debt Free